Money is a story. It is a story of what work has been done on credit that is yet to be redeemed. It is the Schelling point for universal credit. It is an IOU that everybody is willing to redeem (primarily because everybody is willing to redeem it) and hence that at every instance of its transfer is re-ordained with the ascription of economic value to work actually performed. Note that money is not a social construct, a collective delusion, or any other such denigration that snidely implies that nothing about money really matters and we could reinvent it all tomorrow if we wanted to. Money may be a story, but the qualities of the story matter a great deal. The truer the story, the better. https://allenfarrington.medium.com/this-is-not-capitalism-5ed0a9d5dfa9