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121 sats \ 0 replies \ @anon 27 Jan \ parent \ on: Have you tried living without a smartphone? ideasfromtheedge
Leave the EU.
Seriously, this kind of thing (banks hard-requiring you have a cell phone, with no alternative options) is very common there, and basically unheard-of in the US. Of course all of our banks have apps, but I've never heard of a bank that required it.