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I think it’s your 2nd option. No doubt apple and google will eventually get in the game. But I try to look at everything through a global lens and the billions of people outside of the 330 million or so in the US tells me that there will be many companies, many offerings, fighting for our business and if they play fiat games, they’ll just go away. It’ll be very competitive so I feel like the need to do right by their customers in order to make more bitcoin will have a positive effect.