Some initial thoughts of my own:

-I currently save in bitcoin exclusively, but spend the fiat from my paycheck to pay bills and leave a little cushion for other fiat expenses. This avoids the tax burden of buying and selling bitcoin. This also requires one to live within his means, avoiding spending more than he earns to avoid selling sats.

Unless tax reporting requirements change, I think this is the lowest friction, highest reward strategy.

I really like the idea of Fold’s latest features, but the tax man always cometh…