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Compared to a cold wallet. an offline hardware device (ex: coldcard, trezor, etc...)

Why not?

Coldcard is cold wallet right?

Why not to keep much of my stack in coldcard?

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Why not?
I think there might be some confusion in how I worded my previous answer. A hardware wallet is a better security option for securing Sats.
Coldcard is cold wallet right?
Yes
Why not to keep much of my stack in coldcard?
You should.
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