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"100% centralized." - Disagree, you can create mint if you want (there is no single mint)...
The rest is true 🤝
Agreed, I easily created my own mint on LNBits using my own node just for test purposes and it works just fine. This could be an initial solution for friends and family who trust me and don't feel comfortable using other tools. Of course I can rug them, but they know that so it's a trade-off.
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That's why I think that liquid is shitcoin (central control).
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The case of Liquid would be closer to the coming Fedimint since it is federated. It still requires some level of trust in exchange for some additional features, but at least on Fedimint you would be able to know who can rug yoy.
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IMO Federation gave a false sense of safety. Something like government take care of your money better than you...
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