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Might give them another look. How much you pay per month?
692 sats \ 6 replies \ @gmd 16 Feb
Fold app has been money for me. Gone are the glory days of 2-5+% rewards back in 2021 but still worth the fee.
For me the key is using Citicards (Double Cash 2% flat and Costco Visa 3% restaurants+travel, 4% gas) -> Pay using Paypal bill pay giving me an extra 0.5% sats on top. Used to be 1% but still worth it- nice to get $10 in sats on a $2k credit card bill.
It also works I believe with Amazon (have not tried) and a few other credit cards but I have not been able to get Paypal to work with my Chase cards.
I also use it for rent (net positive after $4.95 debit card fee) and 4 times a year to pay my estimated quarterly taxes ($2.14 fee to make a $7k payment).
Part of the fun of the bull run up has been seeing the USD worth of the sats I've stacked on Fold go skyrocketing.
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SN on the other hand is a sat loser for me. I don't comment as much as I'm here to spend sats freely to stimulate the ecosystem and community.
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99 sats \ 0 replies \ @KLT 17 Feb
Super helpful. Thank you! I’m all about 2% citi double cash and using that cash back to stack some serious sats.
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the key is using Citicards (Double Cash 2% flat and Costco Visa 3% restaurants+travel, 4% gas) -> Pay using Paypal bill pay giving me an extra 0.5% sats on top.
I didn't realize I could do that. Setting that up is next on my list.
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663 sats \ 1 reply \ @gmd 16 Feb
Not life changing money obviously and some would argue not even worth the time but it’s a fun little hobby to stack sats here and there and get an extra 0.5% discount on life purchases.
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At sat-cent parity, each of those rewards will be hundreds of dollars.
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Glad that my humble post may help you step up your sat accumulation game
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Thanks for sharing your processes. I’m not based in the US, so I cannot take advantage of the things you mentioned. But just reading how circular your system is inspired me
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$10 for Spin+, which I more than break even on. You can use it for free, though, there just aren't as many perks.
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