Right on the money. I'll point out though that while your point about it being difficult to pick up and move for most people is true, adopting a defeatist mindset about never being able to do it just sticks you in an open air prison. Not saying that's what you're doing, but there are too many things you can do with very little money upfront not to at least try to developp some degree of independent income, which I see as an increasing necessity as time goes on.