I wish this question got explored more; I think the fact that it doesn't suggests bad things. If you have money -- which is what btc is -- and you haven't thought about the uses to which money ought to be put to further your own flourishing, then there's something else going on that's probably not going to end well for you. But whatever. Go ahead and clutch the paper where you scribbled your unspent QR seed phrase in your bony hands as you go the grave. Hopefully it will be some comfort.

For people with a more expansive idea about money, here's an exercise that's relevant but that's surprisingly difficult: imagine your life 5 years from now if things go really well. Not ludicrously, sci-fi levels of well, but if every day you feel 80% satisfied that you've executed on the things you feel like you should be doing, whatever that is.

Where are you, after doing that for five years? The answer to that probably has bearing on where you can -- or should, one day -- allocate your money, whether it's btc or fiat. If that's who you want to be and where you want to be, money can help realize those aims. But in my experience, and in working w/ others, it's remarkably difficult to answer this question in concrete detail. Try it and see.

(A fuller version of this exercise can be had w/ JBP's self-authoring program, but the idea is well-supported in the literature beyond JBP. If you don't want to read a hundred papers or get a PhD, this is probably among the best $15 you could spend.)