I wouldn't want to finance my life like that, but I do think that holding (and hoarding, for that sake) onto hard assets is the first and foremost task one should pursue, before one could even think of how someone's going to spend the money, for you can be "rich" one year, but "poor-er" a decade later due to monetary debasement.

All you really need is enough of a "hard asset" to get the ball rolling, take out loans against it and use that fiat to increase one's hard assets, with which one repays the loan + fees just to do it all over again.

Thanks.