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131 sats \ 2 replies \ @freetx 22 Feb \ parent \ on: What are you even gonna do with the money? Personal_Finance
Another way (a better way) to accomplish what you've written is to utilize a whole-life insurance policy.
Take your $5M and buy a whole-life policy that pays out $10M at your death. Borrow against the policy....you are taking a loan from your future payout. Meaning if you have borrowed $6M by the time you die the payout is $4M.
Since its a loan, there are no taxes.