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32 sats \ 2 replies \ @kr 25 Feb \ on: The Price Tag For Giving Birth charts_and_numbers
is it typical in the US for these expenses to be paid out of pocket?
no, only a small portion of that would be out of pocket, if people had to pay that out of pocket either no one would have kids or 99.9% would instantly declare bankruptcy the moment they did. This data is either incorrect or it has to be the total system-wide cost and not out of pocket cost.
I 100% agree with the general premise that US healthcare costs are too high, but this is still misleading.
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I also found the values too high for ordinary people to afford. If that were the case, no one would have children. I went to see the data source and it says:
The interactive heat maps below show state-specific and national median charge and allowed amounts for vaginal deliveries and C-sections. Inpatient and outpatient facility and professional costs are included. Services include the delivery itself (e.g., pharmacy, nursery, labor and delivery room, medical and surgical supplies, room and board for the mother), anesthesia, fetal nonstress tests, ultrasounds, laboratory work and breast pump. The data come from the September 2022 release of the vaginal delivery and C-section FH® Total Treatment Cost benchmarks.
- Median: The midpoint of the distribution of values below and above which there is an equal number of values.
- Charge amount: The amount charged to a patient who is uninsured or obtaining an out-of-network service.
- Allowed amount: The total fee negotiated between an insurance plan and a provider for an in-network service. Includes both the portion to be paid by the plan member and the portion to be paid by the plan.
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