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This is news to me, I had no idea that it worked that way in the US. As far as I know, it doesn't exist here in Europe and it was simply unthinkable, it's not even a topic of discussion.
The U.S., however, isn't the only country that has a credit scoring system. Here's how some other countries around the globe measure credit:
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insane
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This is not surprising to anyone who lives in USA 🇺🇸.
Only a European would clutch his pearls about living in a multi racial or cultural society
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