Retyping my comment after a cup of coffee:
We've discussed my envelope budgeting method before and you told me it was a traditional Japanese method as well. I used that in college and we've budgeted when our finances were tight.
Neither my wife or I are very inclined towards spending lots of money, so our budgeting has lapsed. She keeps on eye on our finances and tells me when we need to tighten up.
this territory is moderated