Sounds like you have adapted wonderfully!
Hope you are getting some sort of cashbacks or miles from using your credit cards. That’s a common occurrence in Singapore, haha
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I REALLY enjoyed using cash because it kept my financial activity completely private. I would use cash to buy money orders to pay rent for an apartment (those places never take cash (!!!)) Now that I'm thinking more of this I remember I began using the credit card a few years before moving to Mexico so I could maximize the number of points on my credit card.
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