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interesting, what is the non-mortgage component made up of?

I guess crédit cards bills, buy now pay later stuff etc?

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i guess, but quite strange to see how much the debt load has shifted away from mortgages recently.

any good theories as to why?

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The mortgage debt load (in absolute terms) is also increasing. Non-mortgage debt tends to have higher rates.

https://m.stacker.news/19919

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Business loans HELOC Credit of all kinds

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