Rich is defined in many different ways you are not wrong sir.  I was able to convince my step dad to just get btc only and cold storage etc... the defining line was do u really want to risk a whole coin for 3% gains...thats when it hit him and he said your right...

bitcoin

Does The Bitcoin Price Matter?

TheBTCManual

There is so much temptation to stray from the path, those that stay the course will be richly reward, I just look at how these people who risked their bitcoin to earn yield and now they are rekt, they could have just self custodied and have been fine but you chose to get 6% and now you leave with 0%

I guess everyone needs to learn someway that the killer app is self custody