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I don't think we were ever prepared for many of the technological shifts, the internet, smartphones, now Bitcoin and AI, its all compounding so fast and theres so few that really take full advantage of these trends and have benefitted greatly, the rest are just blowing in the wind
I think a lot of Bitcoin wealth flows will also just be boomers passing on and handing wealth over that millenials and gen z push into bitcoin to try and extend the runway they've been given, some people will just never get it as long as they live