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  1. When back in Croatia?
  2. Will you be adding SEPA Instant?
  3. Last I used it, spreads were pretty large, will there ever be no spread? As far as I know, Strike, which is coming to Europe very soon, has no spreads anymore, and charges 0.99% instead. Relai has both.
  4. Do you have plans to release a web version as well? If so, are you hiring frontend engineers 👀
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