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Your 401k funds may be “stuck” in their account, but there are some alternatives which aren’t as perfect such as buying Microstrategy stock, stock in bitcoin mining companies or even a Grayscale asset like GBTC, but those are all just gambles and don’t provide much that you are looking for.
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Not self employed, i work for the state govt for the last 15 years. I’m gonna have to ask around on how I might accomplish this.