I know about this one. I read your article a long time ago and I even have it in favorites.

Which, for now, is still good for me to have my bank and be able to move this fiat wherever I want, converting it to bitcoin when I feel like it. Because I still haven't been able to convince many to pay them in bitcoin, and they only accept bank transfers or Bizum.

What I do strictly follow is only having in the bank what I am willing to lose. The rest, bitcoin.