Yeah, you have to focus on what you can do where you are. If I were in your position I think I focus on potential risks. Really the first step is mental. What are likely natural disasters in your area for example? How can you make yourself more resilient to unexpected events. But many haven't even thought about expected events. It blows my mind how few people have even a small emergency fund to handle expenses that happen every year. And I'm talking about people that have the money to do so.

What I'm saying is I'd go ahead and listen to this episode for the principles and think about how you can think about your situation.