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I agree with you 100%.
ColdCard and SeedSigner are both pretty cool products.
I have also been a little turned off by nvk's fudding seedsigner and other non-hardware-wallet solutions.
Airgapping is hard and computer security in general is full of pitfalls for amateurs (and experts) but I don't think this attitude of "leave it to the experts because you are too dumb" really helps the situation.
Ultimately it's about tradeoffs, as is basically everything else in Bitcoin and life in general. There's no perfect way to secure your sats, only a set of strengths and weaknesses in each method of doing so. Comes down to the user to figure out what they're most comfortable with.
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