I think it goes back much further. Robert Breedlove's piece on "Masters And Slaves of Money" is a good exercise on understanding debt and money supply.

For me the key is that keeping score is still necessary because I've assigned my signature to that and thus I'm going to work it out one way or the other, unless there is a jubilee.

The lending and dumping of cheap money is also as much my responsibility by demand or accepting it.