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Thanks for the very well thought out post, I enjoyed it.
Just commenting on a couple topics - I completely agree on college being (most of the time) a time and money wasting scam. If anyone hasn't come across the book "The Case against Education" by Bryan Caplan, it's a great read.
I also wrote in a previous post about the kids of some friends of mine, and their college experiences. It was for many of them ultimately a failure, especially considering the cost in time and money - (#404473)
Also in terms of travel instead of having kids early - I did lots of travel in my 20's. I would swap that in a nanosecond for having had more kids, earlier. But all the propaganda I was exposed to was pro-career, and anti-children. That was a while back. Now, the situation is far worse, and the anti-children propaganda is more explicit.
This is the website of an interesting couple - https://pronatalist.org/. I found it fascinating. They were originally interviewed on the Stephan Livera podcast - https://stephanlivera.com/episode/524/
Thanks for sharing. I second the Caplan recommendation and vouch for the strength of his claims.
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