I'm pretty much there as well.

I'd like to see a world where wallets have a mix of lightning and small mints or federations holding under 5k sats. Mutiny does a nice job giving the user the ability to make the tradeoff decisions for themselves.

Paying a lightning invoice from multiple mints would enable paying a 1k sat invoice across 20 custodians holding less bitcoin than what stackers hold on SN. Distributing trust across multiple custodians is still a custodial solution, but no one is opening a lightning channel to receive 57 sats from npub384q53454352. Once a freak has enough corn, he'll be have the ability to be more sovereign with his funds.