I think there's a middle ground, though. You can degoogle a phone with graphene or lineage or something else and even still use Google apps (just sandboxed). The phone can still be a standard Google or Samsung device. Or you can take a reasonable amount of care with how you use your standard Android (or even iOS) device and what you put on it.

And yeah, it also depends on how much one's interacting with the system -- someone just hodling may not care as much as someone actively sending and receiving a lot and concerned about tracking.