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Painting a concerning picture, the median retirement savings for Americans stands at a mere $87,000, a figure far lower than what is needed for a comfortable nest egg.
This savings gap—the amount people have actually saved versus what they believe is needed for retirement—is significantly rising. In fact, a recent survey from Northwestern Mutual reveals that $1.46 million is the ideal savings target for retirement, up from $1.27 million last year.
This graphic shows the retirement savings that Americans currently hold, based on data from the Federal Reserve’s 2022 Survey of Consumer Finances.
I'd recommend cutting costs, including moving to more affordable areas. You can get by on a lot less in the middle part of the country.
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Not only that, people need to stop wasting money.
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That’s where I’d start my cost cutting.
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Moving helps, too. Especially in the midwest, you can buy a lot for pretty cheap.
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That is some bleak reading, I guess some people could sell up and move to a anoterh country to extend that runway, but sadly it looks like a lot of people primed to require government assistance to stay afloat because theyll continue to ignore bitcoin
Oh gubbermint please save me
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Networth is a much better figure imo.
There's always been figures about the low savings and high credit card debt in the US, for the past few decades.
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Is there net worth that much better compared to the debt they hold?
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net worth is assets minus liabilities, so it will always be better (assuming they have assets)
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This is based on savings though. Not net worth. Most boomers have assets.
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Homes are not only significant money on the asset side. They also lower the cost of living in the long run. An investment you literally live in
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yes, something this generation cant afford
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When we do a job, the government takes around 50% of it as tax, so how will a person be able to save?
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I know, its really bad. And to know that this is the generation that was able to make lots of money... Seems irresponsible. But what can you say, most of these people are our parents..
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That's very low considering the high living cost at many places on US!
How can old people cope with their medical bills because that's only worth to maintain their livelihood.
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