For the past 10-15 years Africa has been a real-world test bed for mobile money/banking/credit. Super interesting work arounds to work within slow networks, low/no data plans and spotty services.

This is an interesting evolution.

Where there is a will, there is a way and Africa definitely proves that.

I wonder if there's a way to make this non custodial. Ultimately you're still reliant on the service providers full node, but maybe that doesn't have to mean the service provider could run with your money. All that's needed is an application on the phone to generate a private key and sign a message. That signed message might then be sent in ASCII. Interesting to think about.

Good news for all crypto lovers .