Bolt Card is now
  • available worldwide
  • no KYC required
  • open source (MIT license)
I assume that I have to wait for an Australian business to pick it up and implement it though?
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Self Sovereign
You can implement it yourself and host your own Bolt Card that will work with merchants worldwide.
Merchants
There are an increasing number of merchants who accept it in the UK (where it started) and further afield.
It's easy for merchants to accept on Android mobile with Breez POS.
For self sovereign merchants, there is BtcPayServer with the POS app & NFC plugin. This also works nicely on Android mobile without even having to install an app, just a shortcut. It then opens full screen (as a Chrome PWA).
Or if they want to flip direct to fiat (for simpler accounting or to mitigate volatility worries), in some countries they can use the CoinCorner POS app (with KYC).
In the UK, there are organised and motivated individuals who help businesses to onboard and this is proving to be very effective.
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If a business uses a PoS with NFC lightning, like https://btcpayserver.org for example, then it should just work with the Bolt Card, worldwide.
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It does work like this.
And if you host your own Bolt Card then you can set up your own payment rules on your hosting server.
There is a fair amount of innovation possible here, from the obvious limit per tx or per day to only paying invoices from certain nodes or checking with your app for larger amount authorisation or other checks.
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