I think get the concept behind the ad (please correct me if I'm wrong): don't delay instant gratification, delay instant payment.
But maybe you could flip it on its head: layaway and save. (Did you know you can decrease time preference of payment, without sacrifice?)
Sometimes, you need something immediately, but it might not be the best time to spend.
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Can repayment be made in USD and BTC?
If that's the case, no matter which way bitcoin moves, the buyer can save.
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Lendasat is a Bitcoin-only product.
Your invoice is instantly paid with Bitcoin, and the repayment is made in Bitcoin.
No fiat or stable coin involved.
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