10 years is a long time. What we certainly see in the next months is that people are going to be onboarded directly onto lightning because more and more exchanges or big fintech apps support lightning. In the long run Lightning is the future protocol of money. It is software and therefore will be improved constantly and apps around will evolve that lower the barriers to use it. I wouldn't be surprised if lightning is the major payment rail in the digital world in 10 years.