I think we have to get through 5-year periods at a time; it's always hard to look out 10 years or 15 years with technology.

In general, I think BTC/LN can bring more financial access to unbanked people, can give people more access to hard money or censorship-resistant payments, etc. I think the proliferation of bitcoin (and stablecoins for a period of time) will make it harder for some of the smallest and most poorly-run currencies to survive, because people will choose bitcoins and dollars instead. There doesn't need to be 200 currencies in the world; that's a very inefficient system that hurts people who try to save in the weakest currencies. If base layer fees get high, it can also encourage more usage of other L2s as well.

I think just like how the internet lowered the hurdle for running a small business, I think BTC/LN can also help with that. It's another piece that lowers the frictions between an entrepreneur and their potential customers.