You already have my trust sir, trust is cheap when the amount of funds you deposit is low.

The problem is never trust, it's regulation. Everybody is afraid of regulation, and business that want to grow and attract investors and high value customers will often have to comply to idiotic dumb stupid regulation.

Our only chance is to decentralize the custodians, therefore what you're doing is amazing.

Also, hosted channels do not have a default fee, these are configurable by the operator. Take a look at https://github.com/fiatjaf/poncho and join https://t.me/hostedchannels.