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Is Libor determined by market or political forces?

Treasury yields are set by daily or weekly treasury auctions. What interest rate will you lend to US govt?

I forgot Libor disappeared and was replaced by:

https://www.investopedia.com/secured-overnight-financing-rate-sofr-4683954

SOFR is based on transactions in the Treasury repurchase market and is preferable to LIBOR since it is based on data from observable transactions rather than estimated future borrowing rates.

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Wasn't there some scandal surrounding Libor back during the Great Recession?

I suppose I could look it up, but I probably won't.

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2007 and 2008 and 2022 IIRC

Libor is 'scandalous' because sometimes their rates differ from the Federal Funds rate.

edit: https://www.investopedia.com/terms/l/libor.asp#toc-libor-rate-rigging-scandal

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I think Libor is political, but I'd have to double check.

I would not lend to the US government, so I'm the wrong person to ask. My preference would be that nobody lend to them.

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