I really enjoyed your post and I think there is a lot of truth in it. I've felt some of these psychological changes you mention personally.

However, I do think it is important to distinguish between money and actual things people want. People don't really want a lot of 'money', whether that be fiat money, gold or bitcoin. They want what money can purchase.

That could be a banana, a new car, a new home, the freedom to tell your boss to fuck off and rage quit so you can do whatever you want whenever you want, etc...

So if you want a home to call yours or a new car or a banana, you don't need to feel bad spending money to purchase it. That is literally the only purpose of the money, to trade it for something real. To convert the human imposed imaginary value of a piece of paper or a long string of numbers representing your bitcoin, to food, shelter, etc...

I personally think there should be more of a culture of delayed gratification so people stop living paycheck to paycheck and spending every penny (and often more) that they earn. Bitcoin fits in very well with a savings and low time preference culture.

Ultimately, bitcoin is money. It is a wonderful money. But for better or for worse, bitcoin is just... money.

I enjoy Alan Watt's take on money, you can check it out starting around the 2:45 timestamp in this video: