Why would you still have worthless fiat to spend when you could buy precious sats?
I always wonder how people still have fiat to buy sats with. Unless they are living below their means and stacking the excess, in which case kudos.
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Because I have an operating financial budget for fiat expenses.
Exchanging that for bitcoin and back to fiat would just make me loose on fees and spreads.
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If you start spending sats where you can, that budget will shrink to match. This leaves you with more sats in the end.
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