Well, it's like you know the game is rigged and you want to outsmart it, but you don't make the rules. It's a very logical thing to do in the inflationary economy, buy everything with credit and inflation will pay your debt. The only problem is you have a risk to part with you btc that backs the loan and end up with millions of worthless paper money. I know there are some multisig loan products, but in case of disputes the 3rd party will most likely take the bank side anyway.