You might be sending up red flags to your bank depending on how you live and manage your funds. “Banks have their algorithms to find bad actors, and if you fall far enough outside of their ‘normal person living in a home’ schema, they could possibly close your account. This happened to me when I was sending a lot of money to the Philippines via my bank, despite the fact that I was living there. They closed my account.”

Avoid leaving the money on the exchange. Instead, withdraw it to a hardware or web wallet. This way, you aren’t reliant on access being available to a certain exchange in order to send and receive.