Home Ownership Rates Across Europe

Housing Supply

At the top of our ranking, Albania has a homeownership rate of 96% among adults.

It’s possible to buy a two-bedroom apartment with 100m² in the capital of the Balkan country, Tirana, for €287,000 ($315,000).

In contrast, only 42% of people own property in Switzerland. A similar-sized apartment in Zurich costs around CHF 1,095,000 ($1.28 million).

With growing populations in major cities, rising construction costs present a challenge for housing supply. The rental market is another factor in the equation. As reported by Statista, countries with more mature rental markets, such as France, Germany, the UK, and Switzerland, tend to have lower homeownership rates.