You certainly could, just not to the same degree.
The cleanest example he gives is that people will often pay down more of the principle on their loans than they have to. If they put that extra money into Bitcoin, they'd be using the MSTR strategy.
People who are completely budget constrained can't do this, but most people aren't actually fully budget constrained (they're just overconsuming).
That is true, but for most people getting rid of their luxuries are hard.
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There's no obligation to become wealthy.
The point is just that most people could take advantage of this strategy, if they were so inclined.
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