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The mortgage interest rate is going to be better than a personal loan interest rate.
Tying then together is risky.
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Not really. If you're doing this as described (i.e. responsibly) then you have sufficient assets and revenue to cover the monthly payments, in the event bitcoin doesn't appreciate enough to cover them.
All you'd be doing with a higher interest loan is making it less likely that your bitcoin appreciation covers the loan payments. That's actually the riskier strategy.
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