I see your take on it, but its too simplistic...

I've experienced the "bank version of CBCDs" already, it was one of the main reasons why I walked away from it all in 2020.

But also I remember well when no one cared, nor ever checked what was going on with your account!

The same was the case here, until recently... When all of a sudden they started updating ID and rules for bank accounts I instantly knew all the freedom that was totally normal until then would be gone within years, and we're close to that now.

Will some jurisdiction have their banks return to something sane? Maybe, but I won't ever bet on it...

Oh well, this is what Bitcoin is for! And also bank accounts if I need fiat, abuse and maybe loose haha!