I have a near allergic reaction when people give me a gift card.
Don't.
Give me cash or better sats, not some 2nd rate corporate fiat shitcoin.


I still have a small balance on my Starbucks card 

Someone gave me a 50 dollar gift card 


Bell_curve

According to Phan, these users load or reload around $10 billion of value onto their cards each year. Turning the coffee shop into a bank is that not all of it gets spent at once. As at the end of March, $1.9 billion of stored card value sat on the company’s balance sheet waiting to be spent – kind of like customer deposits. To give that some context, 85% of US banks have less than $1 billion in assets.

econ

The Fiat Financialization of Everything: Starbucks? A bank. Delta airlines? Bank

denlillaapan

> According to Phan, these users load or reload around $10 billion of value onto their cards each year. Turning the coffee shop into a bank is that not all of it gets spent at once. As at the end of March, $1.9 billion of stored card value sat on the company’s balance sheet waiting to be spent – kind of like customer deposits. To give that some context, 85% of US banks have less than $1 billion in assets.

Sounds like a lot...