Saving up in the west has become complicated for no reason it seems. I mean you cant save up with the money caus it has been designed to lose value over time so people save up by buying and holding stocks, this means the central banks have to protect the stock market and make sure it always go up, because thats what people use to save up.
But the central banks could just protect the money, and make it something you can use to save up with in the first place..