They are indoctrinated, trained monkeys out of the current “high level” university systems. They have no idea what the meaning of “neutral interest rate” really means. I discount everything they say. Of course, I also have a personal reason for this!! I lost a lot of money one time because that f*cker, Greenspan, changed interest rates suddenly, thus causing margins to change, thus not being able to meet margin calls, thus having to liquidate at a huge loss.