Not something I would use but that's because I feel like my stack is too small and spending it on bills wouldn't feel right to me.

the cap gains and stuff would also put me off, but I was listening to Jack on his recent talk with Preston Pysh and apparently, they make the tax reporting easy enough that it's a non-issue. Then again, I don't ever intend on paying cap gains on my btc, the gov can fuck off.

I like Jack, although I think when he says he lives on a btc standard it's kind of not true really, he just spends on credit card then converts to fiat to pay the credit card bills.