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Hey Miranda, it's nice to meet you!
KYC indeed sucks. Both for you and for your users depending on what your platform also does. Happy to help you understand this better for your business and see if maybe we already some tools that can help at Flash. If not, happy to try to find a solution together :) Please write an email to me directly and we can take it from there: pierre.corbin@paywithflash.com
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one of the problems I have faced is the KYC, in NiceHash when I set out to do BTC mining and receive payments in another wallet outside the NiceHash platform. I would like to know more about your wallet project, no escrow, just GPL license, how would it be? i would like to know more about LN at this moment is the payment network that i use with SN, using a custodial wallet. waiting for your precious answer. thanks for being in SN. sats for all.