Dystopia cometh! We’ve been warned for a long time about what the state was doing with pensions and social insecurity. They spent every last penny and left a pile of T-bills that will go to nothing of value as soon as the state declares it is bankrupt. Or inflation goes so high that anything received will not support you. Savings? Who ever heard of that for the masses of people? Many, perhaps even most, are within on car mishap from insolvency.