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I've heard about an 8% rule in the context of Bitcoin savings.
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You are right. I think that 25x is for people who aim for FIRE. I plan to work until 65 (because of two young kids), so 10x is sufficient for me haha
It’s less intimidating, too!
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iirc the traditional view is 25x due to the "4% rule"
but it might be only 10x on a Bitcoin standard. Idk too early to say yet 🤷🏻♀️